| |
|
|
|
|
|
 |
 |
 |
| |
Park Place Corporate Centre
15 Wertheim Court Ste. 210
Richmond Hill, ON L4B 3H7 |
|
|
| |
Fax: 905-482-3194 |
|
|
 |
|
|
|
|
 |
|
|
| |
| |
Mortgage Lending Opportunities |
|
|
|
 |
|
 |
| |
| General Overview |
 |
| It has been said that those who wish to invest
wisely invariably turn to real estate. However with the addition of income producing
real estate to an investor’s portfolio there will be maintenance and tenancy
issues which can be overwhelming for some investors. An alternative to this method
of holding investments tied to real estate is for the investor to be a Private
Mortgage Lender. The private mortgages that we broker typical earn effective
rates of return of 7 – 12% for 1st mortgages and 12 – 30 % for second mortgages.
Through our vast network of mortgage and real estate professionals, we have a
very wide array of mortgage lending opportunities presented to us daily. These
opportunities are for both large and small mortgages that cover a wide range
of risk tolerance. Our mandate, when we represent a mortgage lender in a brokered
mortgage transaction, is to ensure that our lender enters the transaction with
their eyes wide open. Our expertise ensures that all of the necessary terms that
will be for the benefit of the lender are incorporated into lending documents.
Examples of these terms include security provided to the lender, lender fees,
interest rates, term or length of time the mortgage will remain in place, payment
terms and default remedies to name a few. |
| |
| How we work with you |
|
| We understand that all mortgage investors are not similar
in their business styles or risk tolerance levels. We also understand that every
mortgage transaction is unique. It is for these reasons that we always initially
consult with potential private mortgage lenders to understand their goals and
risk tolerance levels so that we only present mortgage lending opportunities
that meet their individual requirements. For every mortgage deal that we present
to any private lender, we cover the “3 – Cs” of mortgage lending, scrutinizing
the borrowers qualification requirements to help private lenders asses risk with
respect to each transaction: |
|
| |
- Collateral – how much has the borrower committed of his or her own resources
as equity towards the real estate to be financed
- Credit – we will pull a credit bureau on the borrower and thoroughly review the
credit worthiness of the borrower with you.
- Capacity – what is the borrowers capacity to service the mortgage debt? We
will obtain and review with you any pertinent income verification documents or
business financial statements that pertain to the mortgage lending opportunity.
|
| |
| How to find out more |
|
As an alternative to real estate investment or securities
in the stock markets, private mortgage lending can be a consistent, stable and
profitable investment opportunity. If you are interested in private mortgage
lending, please contact us so that we can become more familiar with your goals
and risk tolerances. After we know what types of mortgages you want to finance,
we will present deals to you for your consideration that fit your criteria.
We
have new and unique private lending opportunities come across our desks on a
daily basis. Please contact us so that we can let you know the specifics of these
investment opportunities. |
|
| |
| There are only 2 ways to make money in this world: |
|
- We work to make ourselves money
- Our money works to make ourselves money
|
|
|
| |
| Contact US |
| |
|
|
|
| |
|
|
 |
|
 |
|
|
|
|
| |
|
|
| |
|
|
|
|